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Category: Banking
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Review Of Flagstar Bank 2023

Dec 09, 2023

Flagstar Bank is a financial institution headquartered in Michigan that provides numerous banking services to its customers. In addition, they offer a mobile app that lets users check balances and make payments on the go. Some customers have praised Flagstar Bank for their excellent customer service and low-interest rates, while others have criticized the bank for its high fees and cumbersome account management.

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Balance Transfer Credit Cards: Should You Give Them a Second Chance?

Dec 05, 2023

Earlier, balance transfer credit cards were much more popular. But due to the pandemic of 2019 and other issues, they were unavailable. As we regained, various issuers of credit cards are bringing it back.

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Citi Simplicity vs. Citi Diamond Preferred: What's the Difference?

Dec 08, 2023

When choosing a credit card, there are many factors to consider. Two of the most popular options offered by Citi are the Citi Simplicity and the Citi Preferred cards. Both offer great benefits and rewards, but which is best for you?

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Credit Cards for Construction Businesses

Dec 02, 2023

A standard bank loan could be an option if you need more money or more time to pay it back. A personal loan from a bank typically has cheaper interest rates than a credit card would. To secure a loan, you might have to put up your home or other valuables as collateral.

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How to Assist Your Child in Increasing Their Credit Score

Oct 30, 2023

Excellent credit isn't simply something to boast about; it may open doors for you. If your credit is good, you shouldn't have too much trouble being accepted for a loan, whether that's a credit card, a car loan, a home mortgage, or anything else. In specific industries, having excellent credit is even required for employment. That's why it's a good idea to assist your kid in establishing credit, mainly if he maybe she's a recent college graduate with little to no credit history. Here are a few simple approaches to try. The best ways to get a decent credit score are to make payments on time and keep debt to a minimum. Opening a bank account and demonstrating responsible money management are two ways parents and guardians may help kids become ready to use credit.

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How Can You Get Cash Back on a Credit Card

Feb 04, 2024

Cashback credit cards often provide cash returns at a flat rate or bonus rewards structure. Each purchase with a credit card offering flat-rate cash back will result in the same cash reward.

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An Overview of Your Annual Credit Report and How to Use It

Oct 17, 2023

Maintaining or improving your credit and looking out for identity theft symptoms may be aided by checking your credit report. Access your free credit reports each year at AnnualCreditReport.com. You may utilize this portal once per calendar year to obtain a free copy of your credit report from the three main credit reporting agencies as federal law requires

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Reasons Your Credit Limit Increase Was Denied

Feb 25, 2024

A greater credit limit provides you with more spending power, helps you make better use of your available credit, may assist in improving your credit score, and can even assist in your qualification for credit cards with even higher credit limits

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How To Get a Closed Account Off of Your Credit

Nov 26, 2023

You'll need a good credit score if you want to purchase a house, receive a vehicle loan in your name, or even establish a credit card account. Managing your debts for loans, credit cards, and other forms of credit accounts for a sizable portion of your score. A charge-off occurs when an account becomes seriously overdue, which can devastate a person's credit.